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Morningstar

January 10, 2020

401(k)s Have Reached Their Expiration Date

That statement is, to an extent, a confession. The 401(k) structure is deeply unpopular with most investment writers, who regard it as a patchwork scheme that permits companies to foist their retirement-income risks onto employees.

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Franklin Templeton

January 3, 2020

SECURE Act Passage Heightens Retirement Security

A sweeping piece of legislation affecting how individuals save and invest for their retirement, known as the “SECURE Act,” has recently been signed into law. Our investment professionals talk about the implications of the Act, and how it can enhance the retirement security of millions of Americans.

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Janus Henderson

January 3, 2020

The SECURE Act Offers Something for Everyone

Signed into legislation in late 2019, the SECURE Act offers individuals and business owners an opportunity to reassess their college, personal retirement and employer retirement plans heading into 2020. Retirement and wealth strategies expert Matt Sommer outlines some of the Act’s key provisions and their implications for retirement plan sponsors and plan participants.

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Morningstar

December 27, 2019

What Revised Life Expectancy Tables Mean for You and Your Clients

The IRS has proposed new actuarial tables for calculating required minimum distributions. Here’s the timeline and the key takeaways. Good news–the IRS is giving us all a little more life expectancy. The IRS has just issued revised life expectancy tables for use in calculating required minimum distributions.

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Morningstar

December 13, 2019

The Great Investment Industry Roll-Up

the U.S. investment business needs a roll-up. That process has already begun. Following is a brief synopsis, starting with the segment that has advanced the furthest and concluding with that which has moved the least.

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Wells Fargo Asset Management

December 12, 2019

Preparing for a 21st Century Retirement – Part 1

The 2019 Wells Fargo Retirement Study highlights the challenges facing investors as the retirement landscape changes. Part one of our two-part podcast series digs into that, as well as the mismatch between savings and safety for today’s workers and retirees.

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Morningstar

November 29, 2019

7 Pitfalls to Avoid When Building a Lineup

Josh covers some of those potential traps and errors that can arise when building a lineup. Although we think about how investors will be using them in a more institutional context, often within a retirement plan, many of these points are equally relevant if you are building your own individual portfolio.

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Morningstar

October 21, 2019

A Checklist for Open Enrollment Season

One of the best aspects of full-time employment is being eligible for employer-provided benefits: health insurance, participation in a 401(k) plan, and so on. But as grateful as you may be to have access to those benefits, registering for them can be a bit unnerving, too.

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Janus Henderson

October 11, 2019

Advisors Need to Bring Clients’ Kids into the Conversation

Parents are looking for guidance on how to talk to their children about money. Retirement Director Ben Rizzuto explains how advisors can address this need while establishing themselves as the family’s primary wealth manager – all without putting their other client relationships at risk.

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Interactive Advisors

September 10, 2019

What The New SECURE Act Means For Your IRA

How can you argue with an act of Congress named “Setting Every Community Up for Retirement Enhancement” (SECURE)? Who wouldn’t want an enhanced retirement?The SECURE act, which recently passed the House of Representatives with a vote of 417-3, is now being debated in the Senate. And at first glance, it looks great. If passed, Americans over the age of 70 ½ would still be able to contribute to traditional IRAs. And the dreaded required minimum distributions (RMD) wouldn’t start until age 72.

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Interactive Advisors

September 6, 2019

Hate Your 401(K) Options? Try This

If you religiously max out your 401(k) plan every year (currently $19,000 per year or $25,000 for those 50 or older), it will likely grow to become your single largest financial asset. There’s just one big, glaring problem with the 401(k): The investment options are often terrible.

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FTSE Russell

August 8, 2019

Corporates Seek Tools To Reduce Pension Plan Risk

Global market volatility and low interest rates have greatly impacted the funded status of corporate defined benefit plans over the past decade. Particularly in the last year, wide swings in equity markets have become less predictable, making funded status volatility a greater cause for concern. As such, many plan sponsors are seeking solutions that hedge against risk and volatility while protecting any improvements in funded status.

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Invesco US

July 23, 2019

Senate Hearing Focuses On Retirement Challenges

On May 14, 2019, the Senate Finance Committee held a hearing titled “Challenges in the Retirement System.” The hearing focused on a variety of issues relating to retirement security, such as increasing workplace retirement plan coverage and participation and increasing participant savings.

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BlackRock

July 5, 2019

Making The Most Of Your Next Dollar

Save for the future or pay off debt? Deciding how to effectively use your extra income isn’t as simple as you think.We all have bills and expenses like rent and groceries that we must cover each month. That’s just a part of life. But what do you do with your next dollar after taking care of the necessities?

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State Street Global Advisors

June 25, 2019

Cognitive Decline: The One Risk You Can’t Afford Not to Hedge

Age has a way of sneaking up on all of us, including our clients. Life experiences may make us wiser, but they don’t protect us from the natural decline of cognitive capabilities as we age. A proactive contingency plan can help protect clients from potential financial risks associated with a decline in cognitive health.

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Interactive Advisors

June 11, 2019

A New US Retirement Law Explained

Sometimes, against all expectations, the US Congress can actually pass big and important legislation. That’s certainly true of a sweeping new retirement savings bill that has passed the House with bipartisan backing. It stands a good chance of rolling through the Senate, then getting signed into law by President Trump.

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Franklin Templeton

May 10, 2019

Many Americans Unprepared for the Cost of Health Care in Retirement

The rising cost of health care has been a political hot button issue for years, and Franklin Templeton’s 2019 “Retirement Income Strategies and Expectations (RISE)” survey revealed it remains a top concern today. Franklin Templeton Defined Contribution Head of Strategic Accounts Kevin Murphy and Michael Doshier, vice president, Retirement Marketing, offer some highlights from the survey and stress the importance of saving enough to meet future health care needs in retirement.

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BlackRock

May 9, 2019

What Women Really Think About Retirement

Women want more teach, less tell when it comes to retirement planning. Anne explains. Understanding how women think about investing is critical for the future of retirement. Women are on their way to holding the majority of wealth: they are likely to inherit most of the wealth transfer in the coming decades 1, they’re the breadwinner (or co-breadwinner) in 60% of households 2, they’re starting businesses at twice the rate of men 3–the list goes on.

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