April 2, 2020
What the $2 Trillion Stimulus Bill May Mean for Retirements
This conversation will highlight key aspects of the recently passed $2 trillion stimulus package and more. What do they mean to investors?
March 27, 2020
Congress to Help Retirees Cope With Market Downturn
Stimulus bill includes provision that suspends required minimum distributions for retirement accounts.Congress will soon pass a major relief bill to help workers, retirees, and businesses cope with the coronavirus-caused economic slowdown.
March 27, 2020
Closing Markets is Not the Answer
February 28, 2020
The Battle for Public vs Private Equities
February 26, 2020
Supersize Your Retirement Account
My advice today is only relevant if you’re over 40 and earn a high income of at least a couple hundred thousand dollars as a business owner. If that’s not you, don’t fret. Simply maxing out your 401(k) every year will get you well on your way to financial freedom.
January 31, 2020
Should the Government Mandate Retirement Planning?
Should the federal government mandate retirement planning? I will not answer that question, as it is for politicians, not investment researchers. However, I can sketch out the possibilities and show how defined-contribution schemes (including my NARP proposal) would fit into whichever framework the politicians adopt.
January 10, 2020
401(k)s Have Reached Their Expiration Date
That statement is, to an extent, a confession. The 401(k) structure is deeply unpopular with most investment writers, who regard it as a patchwork scheme that permits companies to foist their retirement-income risks onto employees.
January 3, 2020
SECURE Act Passage Heightens Retirement Security
A sweeping piece of legislation affecting how individuals save and invest for their retirement, known as the “SECURE Act,” has recently been signed into law. Our investment professionals talk about the implications of the Act, and how it can enhance the retirement security of millions of Americans.
January 3, 2020
The SECURE Act Offers Something for Everyone
Signed into legislation in late 2019, the SECURE Act offers individuals and business owners an opportunity to reassess their college, personal retirement and employer retirement plans heading into 2020. Retirement and wealth strategies expert Matt Sommer outlines some of the Act’s key provisions and their implications for retirement plan sponsors and plan participants.
December 27, 2019
What Revised Life Expectancy Tables Mean for You and Your Clients
The IRS has proposed new actuarial tables for calculating required minimum distributions. Here’s the timeline and the key takeaways. Good news–the IRS is giving us all a little more life expectancy. The IRS has just issued revised life expectancy tables for use in calculating required minimum distributions.
December 26, 2019
How to Avoid “Dollar Cost Ravaging” in Retirement
December 19, 2019
Preparing for a 21st Century Retirement – Part 2
How can a planning mindset help investors approach retirement saving? The second and final podcast in our overview of the 2019 Wells Fargo Retirement Study explains.
December 13, 2019
The Great Investment Industry Roll-Up
the U.S. investment business needs a roll-up. That process has already begun. Following is a brief synopsis, starting with the segment that has advanced the furthest and concluding with that which has moved the least.
December 12, 2019
Elon Musk Is a Fan of the GPIF’s Decision to Curb Short Selling. Others, Not so Much
When Japan’s Government Pension Investment Fund (GPIF) announced the suspension of lending foreign shares this past week, people who dislike short selling rejoiced. None more so than Elon Musk, which is not hard to imagine; Tesla has been the target of short sellers for almost as long as it’s been public.
December 12, 2019
Preparing for a 21st Century Retirement – Part 1
The 2019 Wells Fargo Retirement Study highlights the challenges facing investors as the retirement landscape changes. Part one of our two-part podcast series digs into that, as well as the mismatch between savings and safety for today’s workers and retirees.
November 29, 2019
7 Pitfalls to Avoid When Building a Lineup
Josh covers some of those potential traps and errors that can arise when building a lineup. Although we think about how investors will be using them in a more institutional context, often within a retirement plan, many of these points are equally relevant if you are building your own individual portfolio.
October 21, 2019
A Checklist for Open Enrollment Season
One of the best aspects of full-time employment is being eligible for employer-provided benefits: health insurance, participation in a 401(k) plan, and so on. But as grateful as you may be to have access to those benefits, registering for them can be a bit unnerving, too.
October 11, 2019
Advisors Need to Bring Clients’ Kids into the Conversation
Parents are looking for guidance on how to talk to their children about money. Retirement Director Ben Rizzuto explains how advisors can address this need while establishing themselves as the family’s primary wealth manager – all without putting their other client relationships at risk.
September 26, 2019
3 Ideas To Help You Achieve The Income You Need
September 20, 2019
Active versus Passive in Retirement Plan Menus: Avoiding a Black-and-White Mindset
September 10, 2019
What The New SECURE Act Means For Your IRA
How can you argue with an act of Congress named “Setting Every Community Up for Retirement Enhancement” (SECURE)? Who wouldn’t want an enhanced retirement?The SECURE act, which recently passed the House of Representatives with a vote of 417-3, is now being debated in the Senate. And at first glance, it looks great. If passed, Americans over the age of 70 ½ would still be able to contribute to traditional IRAs. And the dreaded required minimum distributions (RMD) wouldn’t start until age 72.
September 6, 2019
Hate Your 401(K) Options? Try This
If you religiously max out your 401(k) plan every year (currently $19,000 per year or $25,000 for those 50 or older), it will likely grow to become your single largest financial asset. There’s just one big, glaring problem with the 401(k): The investment options are often terrible.
September 4, 2019
Disruption in the Eurozone: Challenges of an Arranged Marriage
August 14, 2019
Taxes and Retirement
August 8, 2019
Corporates Seek Tools To Reduce Pension Plan Risk
Global market volatility and low interest rates have greatly impacted the funded status of corporate defined benefit plans over the past decade. Particularly in the last year, wide swings in equity markets have become less predictable, making funded status volatility a greater cause for concern. As such, many plan sponsors are seeking solutions that hedge against risk and volatility while protecting any improvements in funded status.
August 8, 2019
Webinar – GreenTraderTax – How To Structure A Trading Business For Significant Tax Savings
July 23, 2019
Senate Hearing Focuses On Retirement Challenges
On May 14, 2019, the Senate Finance Committee held a hearing titled “Challenges in the Retirement System.” The hearing focused on a variety of issues relating to retirement security, such as increasing workplace retirement plan coverage and participation and increasing participant savings.
July 5, 2019
Making The Most Of Your Next Dollar
Save for the future or pay off debt? Deciding how to effectively use your extra income isn’t as simple as you think.We all have bills and expenses like rent and groceries that we must cover each month. That’s just a part of life. But what do you do with your next dollar after taking care of the necessities?
