July 27, 2021
July 13, 2021
Why Fully-Funded US Pension Plans Could Give Bonds A Boost
US pension plans are fully-funded again. This is good news for long-dated bonds, as schemes will likely switch from equities to fixed income to consolidate their positions.
June 4, 2021
Getting Plan Menus “Just Right”
May 26, 2021
If Your Retired Clients Are Feeling the Impact of Inflation, Give them a Raise
Head of Defined Contribution and Wealth Advisor Services Matt Sommer discusses how financial professionals can help clients cope while still keeping them on track to their long-term goals.
May 14, 2021
The Prospect for Higher Taxes Under the American Families Plan
Retirement and wealth strategies expert Matt Sommer details the potential changes and outlines tax planning strategies financial professionals may want to consider implementing with clients should higher taxes become inevitable.
May 11, 2021
Moves to Consider to Help Protect Your Portfolio & Profits
For most investors, finding an appropriate asset allocation and rebalancing and adjusting based on your risk tolerance and time horizon is the best course of action. But for those investors that are more active, or have a more opportunistic approach to investing, here are some considerations for how to protect some of your profits in today’s market.
May 5, 2021
Retirement Planning? Sorry, We’re Too Busy Watching Netflix
During the Covid-19 pandemic, US investors devoted more of their time to planning their TV viewing than on their retirement investments, a new survey has revealed.
April 9, 2021
What’s New in Fiduciary Breach Cases?
Retirement Director Ben Rizzuto expects two issues – Multiple Employer Plans (MEPs) and the types of investments offered on plan menus – to be part of the next generation of potential fiduciary failures and lawsuits.
March 30, 2021
Why You Should Max Out on Your 401(K) Plan
In 2021, you can contribute $19,500 to a 401(k) plan — or $26,000 if you’re 50 or older. But for most savers, that isn’t easy to do unless you really plan it out.
March 25, 2021
Can I Invest My IRA In This?
Tom Kurinsky of Millenium Trust discusses the ins and outs of holding these alternative assets in IRAs and how you can advise your clients on integrating these investments into their portfolios.
March 23, 2021
Time for Social Security’s Shot in the Arm
Gail Buckner, Franklin Templeton personal retirement and financial planning strategist, shares her thoughts on how the pandemic has affected a key source of income for many elderly Americans—Social Security—and why it’s time to take action to shore up the program.
February 26, 2021
Options Strategies for Your RRSP and TFSA
February 8, 2021
Winning Against the Race to Zero
January 28, 2021
Adapting to The Changing Landscape of Income
What happens if what you’ve been planning for changes right before the goal line? We’re seeing that today in the world of retirement income.
January 22, 2021
When Diversification Backfires
Your investment plan lineup is not a buffet table–the dangers of naïve diversification. There are times when the general principle of diversification can work against investors
December 16, 2020
Implementing a Fresh Portfolio? Don’t Forget About Taxes
It may be tempting to undertake a dramatic makeover, but an incremental, forward-looking approach is best for taxable accounts.
November 27, 2020
Plan Talk: Assessing Fixed Income Options in Retirement Plan Lineups
This Janus Henderson podcast discusses current plan menu designs and investment trends in defined contribution (DC) plans.
November 25, 2020
Savings Shortfall: 41% Worry They Won’t Have Enough to Retire
If you are worried you will not have enough saved for your retirement, you are not alone, a major new study has found.
October 23, 2020
How Trump’s Second-Term Tax Ideas Could Impact Investors
Retirement Director Ben Rizzuto discusses these ideas and what investors should consider from a tax planning perspective if Trump gains a second term.
October 20, 2020
When to Take Social Security Benefits
The precise Social Security benefit you will be entitled to will vary based on a number of factors such as years worked, income level, etc.
October 16, 2020
The Retirement Income Puzzle
October 15, 2020
Blind Spots in the Retirement Space
Nate Miles, Head of Retirement at Wells Fargo Asset Management, reveals three retirement blind spots that he and his team have noticed in conversations with defined contribution plan sponsors, their consultants, and advisors.
October 9, 2020
The Math for Retirement Income Keeps Getting Worse
October 2, 2020
Aligning Pension Fund Equity Investments with the UN Sustainable Development Goals
In this Q&A, Pensioenfunds Detailhandel’s, one of Netherlands largest pension funds with €28 billion in AUM, head of investments Henk Groot explains how the Dutch pension fund married the SDGs to its return objectives.
September 23, 2020
What “Equalizing” Retirement Contributions Could Mean for Investors
Retirement and wealth strategies expert Matt Sommer digs deeper into the Joe Biden tax plan with a synopsis of the plan’s proposal to equalize tax treatment for retirement plan contributions.
September 11, 2020
What to Do If You Don’t Have a 401(k)
Evaluating the best options for tax-efficient–and automatic–savings outside of a company retirement plan.
September 2, 2020
The Four Levels of Income
By John Rekenthaler’s count, there are four primary varieties of “income”. They are growth, presevation, erosion, and exit.
August 21, 2020
Dollar-Cost Averaging: A Formula for Consistent Investing
Many younger investors may be financially unable – or emotionally unready – to invest large sums of money in the market all at once. Retirement Director Ben Rizzuto explains how dollar-cost averaging can provide a useful approach.
August 5, 2020
Do 401(k) Plans Still Make Sense?
Do 401(k) Plans Still Make Sense? Yes, but perhaps the system requires additional support.
